Family-owned since 2010 · $50K–$5MM · Not an offer of credit

The middle ground in business financing.

Fast access to capital — without the daily payment trap. Structured capital for established businesses that want monthly payments, fast turnaround, and underwriting done by people.

Fast. Confidential. No obligation. No credit check to start.

Business owners are tired of two extremes

MCA Funding

Fast but expensive

  • Daily ACH withdrawals
  • Stacking debt
  • High pressure
  • Renewals every few months
  • Short-term fix
Mint

The middle ground

  • Fast & affordable
  • Monthly payments
  • Structured capital
  • Advisory approach
  • Long-term solutions
Traditional Bank

Affordable but slow

  • Endless paperwork
  • Hard approvals
  • Rigid underwriting
  • 90+ day timelines
  • Missed opportunities

What makes Mint different

Monthly payments

Preserve business cash flow with structured payment options, not daily withdrawals.

Fast decisions

Many approvals in as little as 24–48 hours.

Flexible requirements

Programs available for businesses that banks may overlook.

Advisory approach

We structure capital strategically — not emotionally.

Real relationships

You speak directly with experienced advisors, not call centers.

Consolidation solutions

Options available for businesses overloaded with MCA debt.

Capital solutions designed for your business

Funding solutions from $50,000 to $5,000,000.

Term Loans

Predictable monthly payments for growth and stability.

Business Lines of Credit

Access working capital when you need it.

Equipment Financing

Preserve cash while acquiring the equipment you need.

MCA Consolidation

Reduce payment pressure and improve cash flow structure.

SBA Solutions

Longer-term financing for qualified businesses.

We understand business cash flow

Most lenders only look at credit scores. We look deeper — at deposits, operational strength, revenue consistency, business trajectory, and debt structure. That lets us structure smarter solutions for businesses a bank might overlook.

We work with HVAC and roofing companies, electrical and plumbing contractors, flooring businesses, auto repair facilities, medical practices, restaurants, manufacturers, and logistics companies — among others.

Stop operating in survival mode

You don't need another expensive advance, another daily payment, or another lender creating pressure. You need properly structured capital.

Talk to us about your business